The Four of Pentacles indicates stability and security for this coming month. Coupled with your integrity and idealism, you're able to build a solid foundation upon which to stand and from which to run your life on the material plane. Being careful and orderly, management of material resources will be wonderfully efficient--you'll be getting big bangs for your bucks.
The caveat with this card is that it teeters on the brink of Scrooge-y-ness. One is tempted to pinch pennies even harder to get an even better result in managing your resources. But the problem with that is you then create a guided cage around yourself and retain too much karmic energy. There must be equal give and take to remain balanced.
So, instead on focussing on the use at all of resources, focus on the proper use. Be generous to others with less because charity is indeed a "proper" use of your resources. And as you give to those with less, you'll find a deeper appreciation of and respect for the bounty within...your intangible abundances.
Have a good month and keep warm!
The Emerald Box Turtle